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Free Budgeting Apps

In today’s digital age, with the help of few free budgeting apps managing your finances has become very easier . These apps offer a range of features to help you track your income, expenses, and savings goals, all from the convenience of your smartphone. In this article, we will explore the five best free budgeting apps available in 2023 that can assist you in taking control of your own finances and achieving your financial goals.


Mint is a well-established and highly popular budgeting app that offers a comprehensive suite of features. It allows you to link your bank accounts, credit cards, and bills to get a complete overview of your financial situation. Mint automatically categorizes your transactions, creates customizable budgets, sends bill reminders, and provides insights into your spending habits through intuitive charts and graphs.

Personal Capital

Personal Capital is a robust budgeting app that focuses not only on budgeting but also on investment tracking and retirement planning. It provides a holistic view of your finances by aggregating all your accounts and investments in one place. With Personal Capital, you can track your net worth, set savings goals, and receive personalized investment advice based on your financial objectives.


PocketGuard simplifies budgeting by offering a straightforward and user-friendly interface. It syncs with your bank accounts and credit cards to track your transactions in real-time. PocketGuard automatically categorizes your expenses and provides an overview of your income, bills, and savings. It also alerts you if you’re approaching your spending limits or have any upcoming bills.

YNAB (You Need a Budget)

YNAB is a budgeting app that focuses on helping you allocate your income efficiently. It follows the zero-based budgeting method, where every dollar has a purpose. YNAB encourages you to give every dollar a job, such as savings, debt repayment, or expenses. The app provides tools for goal tracking, debt management, and financial education to help you make informed financial decisions.


Wally is a simple and intuitive budgeting app that offers a range of features to help you stay on top of your finances. It allows you to track your income and expenses, set budgeting goals, and save receipts by scanning them with your phone’s camera. Wally also provides insights into your spending patterns, allowing you to identify areas where you can cut back and save.


With the availability of free budgeting apps, managing your finances has never been easier. The five apps mentioned in this blog post – Mint, Personal Capital, PocketGuard, YNAB, and Wally – offer a variety of features to help you track your income, expenses, and savings goals effectively. Whether you prefer a comprehensive financial management tool like Mint or a straightforward budgeting app like Wally, there is an option to suit your needs. By leveraging the power of these budgeting apps, you can take control of your finances, make smarter financial decisions, and work towards achieving your financial goals in 2023 and beyond.

You will also love to read about 10 best movies on personal finance visit simplified money.

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